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Housing Costs

Source Travel Guide pg. 17

Rural Housing

Source Travel Guide pg. 17
The following table provides a number of different types of homes and their prices. The prices for housing are the cost to purchase a home outright and the monthly cost. Characters who prefer to rent a home can use the monthly rent costs listed instead. These costs are meant to represent an average cost in most rural areas, but can vary significantly based on location, local regulations, and other factors as determined by the GM. GMs who wish to modify these costs should generally remain within a 15% adjustment of the listed costs. Characters with connections or that have earned local respect might receive discounts on these of up to 10% of the total cost. The cost for additional rooms on a home are assumed to range between 5% to 15% of the home's base cost and includes the cost for material and labor, though the GM is free to vary this as necessary.

Table 1: Housing Costs

House payment (10 year period) PriceMonthly
Thatch hut (poor home) 100 gp 2 gp
Wood cottage (comfortable home) 300 gp 6 gp
Stone house (quality home) 2,000 gp 40 gp
Wood, stone, and metal manse (fine home) 6,000 gp 120 gp
Villa (luxury home) 15,000 gp 300 gp

House Monthly rent
Thatch hut (poor home) 8 gp
Wood cottage (comfortable home) 20 gp
Stone house (quality home) 80 gp
Wood, stone, and metal manse (fine home) 240 gp
Villa (luxury home) 600 gp

Urban Housing

Source Travel Guide pg. 21
Characters that wish to buy homes in urban markets can use the prices noted on Table 1. These prices use the same guidelines for adjustments as the rural housing costs. Additionally, a character might instead purchase an apartment, which is typically half the cost of a home of similar quality (a comfortable apartment would cost 150 gp, for example). Renting an apartment typically runs one-fourth of the cost for renting a home. Some cities might have local support programs that can reduce these costs further. As space can be limited in urban environments, adding rooms to an urban home is usually more expensive, running upwards of 25% of the home's cost. This additional cost includes the cost of permits and fees required for such an undertaking.